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Strictly Personal

Naira and February feast of vultures, By Lasisi Olagunju



The naira exchange affliction of 1984 rose up a second time in 2022 and spilled into 2023 because it has always been the choice of Nigeria to submit to vultures. Don’t fail to listen to Chief Bola Tinubu who philosophised in Osogbo last week that despite the rains beating the vulture since the very beginning, “it has not died; it has not fallen ill but has been taking offerings and eating sacrifices.” That is true. The hands of the Nigerian rains are too weak to stop the vulture – strong, tenacious, bald-headed bird of prey. Unlike James Hadley Chase’s, the Nigerian vulture is not patient; it is also not Kevin Carter’s vulture; it won’t wait on any starving girl to die before feasting on her corpse. From petrol stations to banking halls, birds of prey are on the prowl, scavenging for the remains of Nigeria.

“History repeats itself, first as tragedy, second as farce.” In case you are like me and you often wonder what Karl Max meant with that expression, let me give some dictionary definitions of the key words there: A ‘tragedy’ “shows the downfall of a hero and does not have a happy ending.” A ‘farce’ “is a comedy in which everything is absolutely absurd.” As we struggle in banks for new naira notes just as we did 39 years ago, Karl Max, who issued that warning about history, tragedy and farce, would look at what we’ve done with our lives and shake his head. The 1984 outing of our hero in Abuja was tragic; the present is a farce. Yet, we’ve learnt nothing – we hail him as he raises tremulous hands at campaigns and announces winners before contests. A tragic farce is in rehearsal. And the hero does his predatory acting while the poor faint on petrol and naira queues.

Our children are lucky; they and their fathers got months of notice in 2022 from President Muhammadu Buhari on a transition from old naira notes to new ones. We and our fathers got two days’ notice in 1984 from General Muhammadu Buhari for a similar exercise. On Monday, 23 April, 1984, the Buhari government announced a sudden currency change with effect from Wednesday, 25 April, 1984. “The exchange will commence at commercial banks and at central bank branches at 8 a.m on Wednesday, the 25th of April, 1984 and will be completed at 6 p.m on Sunday, the 6th of May, 1984,” Buhari’s deputy, Tunde Idiagbon, told us in a special broadcast laden with tough talk on Monday, 23rd April. “Naira takes new colour” was how the Nigerian Tribune of April 24, 1984 reported what the government did. Nigerians were ordered to take their naira notes of N20, N10, N5 and N1 to the bank in exchange for new ones. All land borders were closed.

The then CBN governor, Abdulkadir Ahmed, directed that “individuals could exchange up to a maximum of N5,000 per person from any bank irrespective of whether or not the person is an account holder in that bank.” The CBN boss added that “exchange shall be by way of either payment into an account or direct across-the-counter exchange.” But then, in 1984, we took what we had to the bank and went back home empty-handed. Well, not entirely empty handed; receipts were issued to millions who had no bank accounts. But those pieces of paper could feed no one who held them, and so, there was an epidemic of hunger in the land. The currency exchange exercise lasted exactly 12 days – less than two weeks. There was no deadline extension. It was very hard depositing the old notes; it was harder retrieving the replacement from the banks. After the deadline, it became ‘now your suffering continues.’ People suffered; people died; some survived but got wrecked – and I will retell some of the harrowing stories here and now.

Banks remained riotous throughout last week and there were street protests, some with the fury of naked fire. The banks were rowdy also in April, May, June, 1984. Things were so bad that a bank in Ibadan put up a notice that customers who were dissatisfied with the guideline that they could not withdraw any amount above N50 should lodge their complaint with the Central Bank. A customer told a reporter that the bank’s notice was “rude and insulting since we did not bank with the Central Bank.” What we suffered that time was more than that insult. The rain was not a drizzle; it poured. ‘Banks ration money’ was how the Nigerian Tribune headlined its report on the experience on Friday, May 11, 1984: “Many Nigerians are starving because they do not have money to buy basic necessities of life, including foodstuffs. This is because commercial banks are not releasing enough money after the currency exchange exercise…At the Nigeria-Arab Bank in Ibadan, some customers whose cheques were accepted were told to come back today. The customers were informed by a bank official that they were expecting money from the Central Bank. One of the customers, Mr. Koya Salako, told the Nigerian Tribune that he had been going to the bank since Tuesday without receiving any amount. At the National Bank, Dugbe, no customer could withdraw more than N50. At the Union Bank, Dugbe, the people were allowed to withdraw between N100 and N200. At African Continental Bank. Dugbe, some customers went home disappointed yesterday as they could not withdraw even N100. None of the customers was attended to as there was no money to pay them. A man who claimed to have been at the bank since 7.30am yesterday said ‘I have deposited over N4,000 with them and I have got no money to maintain my family again. Please, tell them to give me N100 only for the time being.’”

That was 39 years ago.

Last week in Delta State, a bank customer slumped and died after standing for hours in a queue at a bank in Agbor. The police said “he was not trying to withdraw cash; he came to collect his ATM card.” That was tragic. People slumped on queues in 1984 but I can’t remember any of them dying. About two weeks after the currency exchange deadline, a woman slumped at the Cooperative Bank, Ibadan on Tuesday, May 15, 1984. She regained her consciousness later and told the people who revived her that she had not eaten for two days. “Sympathisers, however, called a food hawker and gave the woman her first meal in two days while bank officials paid her N50 instead of N150 she intended to withdraw from her account” (see Nigerian Tribune, May 16, 1984). Again, I said earlier that people died. It was real. ‘Man commits suicide’ was the lead headline of the Nigerian Tribune of June 5, 1984. The report: “A middle-aged man committed suicide in Ibadan last Wednesday following what sources described as ‘series of hopeless visits to his bank for cash.’ The partly decomposed body of Mr. K. O (I withhold the name), a 48-year old civil servant of the accounts department of the Oyo State Ministry of Information, Youths, Sports and Culture, was found dangling under the ceiling fan in one of his rooms three days after his death. A suicide note left on a stool in the room showed that he decided to end his life out of frustration. The deceased was said to have collapsed twice on the premises of a bank and was rushed home on each occasion without cash. Last Monday, May 28, two days before he committed suicide, somebody had given him N2 (two naira) after narrating his ordeal. An ulcer patient, the deceased was said to have complained about taking only pap, his regular meal since he couldn’t withdraw cash from his bank. His remains were laid to rest on Monday at the public cemetery, Sango, Ibadan. Contacted on telephone on Monday, the state Police Commissioner, Mr. Archibong Nkana, simply said: ‘I think there was something like that.’” The suicide note left behind by the deceased reads: “Do not forget that I have insisted that the receipt of the purchased stationery is in the steel cabinet. I’m sorry I have to end up this way but I think that is the only way open to me…” In 2015, we brought back the leader who staged that tragedy. He is leading his party’s campaigns for a renewal of the values he represents this month.

‘A Feast of Vultures’ is a 2016 book by Indian investigative journalist, Josy Joseph. The author says it is “an angst-ridden narrative on the distortion of our democracy.” It is a story told in frightening details of how politicians, business people and shadowy principalities buy and sell and proceed to own that country. He could as well be referring to Nigeria. That is the picture I got when Tinubu held the microphone in Osogbo last week and, with cavalier affection, cuddled vulture as the totem of our democracy: “They want to victimize us, but the rains have been beating our vulture for a long time. Despite the rains, vulture has not died; it has not fallen ill but has been taking offerings and eating sacrifices. Try vulture again, if it will not eat sacrifices.” Indeed, what we have seen since this naira nonsense is enough to make carrion of a nation – food for vultures. And the coming election is a definite feast for hungry carnivores and impatient ravens. Raptors of all hues are already in the skies, wheeling and doing deals. They’ve made of the country a living dead – what the Romans called vivi mortui. As my US-based professor told me, with every sector in turmoil, it is almost impossible to help Nigeria. “The country has become a low trust society. No one can fix a low trust family, a low trust community, a low trust nation. If a family runs on a low trust, each time the man leaves the house, it is wahala; each time the woman leaves, wahala. You remember Evans, the billionaire kidnapper? In Nigeria, I change my drivers as I change clothes because I don’t know when one has become Evans.” But a day is enough for a bad choice to act really badly. Indeed, the next president of Nigeria may be an Evans – unless a Deus ex Machina descends to arrest the free-fall.

‘Cashless’ has a new meaning in Nigeria. It means having money in your bank account but having no access to it because either the banks have no cash or bankers are hoarding cash and the banks’ online platforms are down. I was at my bank on Friday to cash the N20,000 withdrawal limit decreed by the CBN. I was offered a limit of N2,000. I excused myself and left with smiles. I remembered 1984. Nigerians prayed against shame but shame has shot down that prayer; the focus now is how to survive this regime of pains. People now use naira to buy naira: they transfer one thousand, five hundred naira to get cash of one thousand naira; or they transfer 11 thousand naira to get 10 thousand naira cash. What really is the cost of being a Nigerian living in Nigeria?

Leaders are like bank notes; the more you recycle them, the dirtier they come. I compared notes with a friend on the 1984 experience and we agreed that despite the horrible experience of that time, it was still better managed than the fiasco we have in 2023. In 1984, local government sole administrators were directed to act as bankers for rural folks where there were no banks. And there are no records of theft of poor people’s money. The council bosses collected old notes from the unbanked and gave them their values in new notes. There will be a festival of laughter if a governor suggests that arrangement today. Everyone blames everyone else for our crisis of existence. PDP blames APC; APC blames PDP; the president and the CBN blame commercial banks for the scarcity of naira notes. Everyone with links to the kitchen is denying knowledge of how the kitchen knife got lost.

In November 1799, Napoleon Bonaparte seized absolute power and established a dictatorship in France. Freedom lovers groaned and grumbled. But, 52 years later, in 1851, the people watched and hailed as his nephew, Napoleon III, seized absolute power again; then Max dropped his eternal words that have become a warning in all seasons of anomie: “History repeats itself, first as tragedy, second as farce.” Do we have a third chance? American art historian and critic, Hal Foster, in 2020, wrote the book ‘What Comes after Farce?’ I adopt his words and ask what comes for Nigeria after this farcical farce?

Strictly Personal

Intuition can reduce corruption, By Felix Kunda



The country, Zambia at the moment has very few opinion leaders who can be inspirational to the young generation. All the famous and important personalities who held important offices are either facing corruption charges, convicted, or under investigation by the Anti-Corruption Commission.

Going by the media reports, and the court cases that are going on, there is rampant corruption in Zambia at every level in government, the private sector, and perhaps even in Non-Governmental Organisations. The country is in an intensive care, sick with corruption, and there is a need for a vaccine to end this pandemic.

To confirm the prevailing problem, the Drug Enforcement Commission announced that it seized 41 bank accounts from various commercial banks worth 174 million Kwacha and 19 million United States Dollars. These are huge sums of money, that were meant to uplift the living standard of the 80 percent of poor people in Zambia.

As if this is not nauseating enough, Anti-Corruption Commission Head of Corporate Communications Timothy Moono informed the nation that by the end of November 2022, the commission had a total of 1,264 cases under investigation, and out of these 284 cases were concluded.

And 1973 to 1978 Bahati Constituency Member of parliament under the United Independence Party (UNIP) former Member of Parliament Honourable Valentine Kayope said top civil servants and political leaders who are involved in corruption luck vision of why they are occupying such important positions in government.

Honourable Kayope who also served the same constituency from 1996 to 2001 under the Movement for multi-party democracy (MMD) said leadership is a gift from God, and immediately leaders convince themselves that they are in those position as their own efforts derails them on their responsibilities of serving the people.

Mr. Kayope who also served as Deputy Foreign Affairs Minister under Dr. Frederick Chiluba’s government said those in top positions are there to serve the poor people and not to serve themselves. He said the people that those leaders are serving constantly observe their leaders and immediately they notice selfishness among the leaders, they are the ones that blow the whistles.

He said, leadership is about transparent and accountability, immediately that is lost, people will start speculating and these are the people that will report to institution because it is their resources being abused. “Amenso yamukundilwa yengi,” he said. The resources are for the Zambians and not the leadership or top civil servants.

Needless to say that the consequences of those involved in these corrupt practices are depressing and stressing, and human beings can avoid corruption by using intuition. Intuition are extra-ordinary powers of the mind that is readily available and helps in making difficult decisions.

According to Laura Day in her book Practical Intuition, “intuition is a capacity you are born with as a human being, like the capacity for language or thinking or appreciating music. Intuition is not a power one acquires. It is an integral part of every human mental, emotional, and psychical process.

You use your intuition in practical reasoned decisions you make every day, from choices such as which bus to use, as to what to eat for supper, when to visit the village, or who to marry. Most people use intuition unconsciously every day, while some have learned to use it with precision and accuracy.

It is therefore true and accurate that all the Zambian individual who are currently appearing in court for corruption, were warned by their intuition not to participate in corrupt practices. Intuition is always there with us as human beings, which others call a small voice within ourselves. However humans tend to ignore the early warnings through intuition, simply because of selfishness.

For all those in leadership and the top civil servants, Intuition is not limited by space and time, and one can always rely on an intuition in making a difficulty decision. Intuition can protect you from a bribe or participating in corrupt practices.

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Strictly Personal

World Down Syndrome Day: As the search for inclusion continues by Adaoha Ugo-Ngadi



Every year, as World Down Syndrome Day is commemorated, I find myself deep in introspection, reflecting on those who, by a unique design of nature, is born to a world where their difference has too often been made a barrier to inclusion and acceptance. Hundreds of thousands of children with Down Syndrome are stigmatized, and denied access to education, healthcare, and full social integration. I reflect on opportunities lost to their exclusion, a blight on our collective humanity.

World Down Syndrome Day (WDSD), commemorated on March 21, is a global awareness day that the United Nations has officially observed since 2012. It was selected to signify the uniqueness of the triplication (trisomy) of the 21st chromosome which causes Down syndrome.

I am glad that the theme for this year’s commemoration is ‘We Decide’, which focuses on the right of people with Down Syndrome to participate. I strongly believe this is apt. It reinforces the call for all of society to include and fully involve those living with Down Syndrome.

I have often wondered how much more progress we would have had the world over if people who are differently abled were not left out of the course of building society, but integrated to express their natural gifts.

All across the globe, there is an abundance of documented stories of exclusion, abuse, and displacement. In parts of Africa, people living with Down Syndrome are considered taboo over superstitious beliefs that they are not normal. This shatters the soul. Oh, how the hold of ignorance has deprived our people of the capacity to appreciate and welcome nature’s unique design!

Given the level of ignorance and misinformation around Down Syndrome, it is important that a concerted effort must be made to embark on widespread enlightenment campaigns, orientation, and education in multiple domains.

Schools, medical institutions, religious institutions, cultural institutions, and political institutions must all be included. We must work hard to open the eyes of people to the true facts about Down Syndrome, leading them to a new level of enlightenment and acceptance.

To truly build a society that is inclusive of everyone, especially those who are different and special, we must empower all the people with knowledge and insights into the unique attributes of these oft-marginalized set of people. They must be educated to accept and welcome them into the heart of society, becoming their brothers and sisters indeed.

But more importantly, mankind must quickly appreciate that the best approach to deal with the vulnerable is to sufficiently learn or perfect how to connect with them. This is the way of humanity. This is the way of progress.

For governments across the world, clear policies and laws must be passed to integrate, support and empower people with Down Syndrome. Their fate must not be left to the voluntary goodwill of the people. Their rights must be codified and enforced. They must not be subject to discrimination, stigmatization, and exclusion. Their lives are valuable. Their lives are priceless.

This fight is for all of us. We must treat it as a sacred responsibility. Every person living with Down Syndrome must cease to have a target on their back, and instead become a normal part of the global family. We must decide this today!

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